Talk about your spending
Answer a guided questionnaire about your credit card habits and financial goals.
Your personal finance assistant
Understand your spending with SmartSpend
SmartSpend is an AI-powered chat assistant that helps you understand your credit card habits, explore your spending patterns, and get personalized financial insights from the information you choose to share.
Get startedUnderstand your habits
Get a Smart Spend Score and personalized insights based on the information you share.
Explore your next steps
Discover credit card recommendations and practical ways to manage your spending.
Why we use Google sign-in
SmartSpend receives your name, email address, and profile picture when you sign in with Google. We use these details to identify your account, display your profile, and associate your web conversations with you. Financial insights are based on information you provide in the chat; signing in does not grant access to your bank or credit card accounts.
Read our Privacy Policy for information about data use, sharing, retention, and deletion.